Cara Mengajukan KPR BRI Solusi, Beli Rumah Lelang Jadi Mudah!

bri kpr solusi rumah lelang

Inilah cara mengajukan KPR BRI Solusi lengkap beserta dengan syarat dan keuntungannya. Yuk, simak langsung ulasan lengkapnya!

Kredit Kepemilikan Rumah (KPR) merupakan salah satu skema pembiayaan yang banyak dipilih masyarakat di Indonesia untuk memiliki hunian impian. Untuk menjawab hal tersebut, Bank Rakyat Indonesia (BRI) terus berinovasi dan memenuhi kebutuhan konsumen melalui BRI KPR Solusi.

Program ini ditujukan untuk Property People yang ingin membeli agunan lelang baik itu berupa rumah tinggal, apartemen, ruko, atau rukan.

Pembelian agunan lelang menggunakan KPR Solusi BRI memiliki banyak keuntungan, seperti mendapatkan promo free biaya provisi, administrasi & appraisal.

BRI KPR Solusi juga memberikan kemudahan buat kamu yang sedang mencari pilihan rumah terbaik dengan bekerja sama dengan jualrumah123.com.

Melalui website www.investasicerdasbri.com, kamu bisa menemukan hunian yang cocok melalui metode lelang.

Ingin mengetahui informasi lebih lengkap tentang program ini?

Yuk, langsung saja kita simak penjelasannya sampai cara pengajuannya berikut ini.

Syarat dan Dokumen Pengajuan KPR BRI Solusi

Sumber: istock

Berikut beberapa syarat yang harus dipenuhi untuk mengajukan KPR BRI Solusi.

Warga Negara Indonesia
Sudah berusia minimal berusia 18 tahun atau sudah menikah
Tidak memiliki tunggakan utang di bank manapun
Join income dengan pasangan jika sudah menikah

Kalau sudah memenuhi syarat di atas, selanjutnya kamu perlu menyiapkan syarat dokumen di bawah ini:

Fotokopi Kartu Tanda Penduduk diri sendiri dan pasangan (jika ada)
Fotokopi NPWP
Fotokopi Kartu Keluarga
Fotokopi Surat Nikah (jika sudah menikah)
Dokumen agunan
Slip gaji
Fotokopi Surat Ijin Praktek (untuk profesional atau pekerja dengan pendapatan tidak tetap)
Fotokopi Surat Pengangkatan Sumpah Profesi (untuk profesional atau pekerja dengan pendapatan tidak tetap)
Fotokopi SIUP, TDP, SITU, dan lain-lain (untuk wiraswasta)
Fotokopi akta pendirian perusahaan (untuk wiraswasta)

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Cara Pengajuan KPR BRI Solusi

Sumber: istock

Untuk mendapatkan hunian yang sesuai dengan kebutuhan kamu juga sangat mudah, lo!

Kamu cukup mengikuti beberapa langkah di bawah ini.

Buka situs Investasi Cerdas BRI
Daftarkan diri di situs lelang.go.di dan membayar biaya lelang (tim Bank BRI akan memberikan bantuan kepada calon pembeli)
Daftarkan diri untuk mengajukan KPR Solusi dari BRI (pengajuan KPR Solusi dari Bank BRI sudah harus diputus maksimal H-2 dari tanggal pelaksanaan lelang)
Jika kamu menang proses lelang, kamu akan diminta membayar harga lelang yang sudah disepakati.
Di rentang waktu ini pula akan dilakukan akad pengajuan KPR Solusi.
Rumah lelang akan dibayarkan oleh Bank BRI sesuai kesepakatan akad KPR Solusi ke KPKNL.
Jika sudah selesai, kamu sudah bisa menempati rumah yang diinginkan.